Sample briefing — read me first. An anonymised example of an AG Brief; every name and figure is fictional. Behind each margin note: dozens of pages of tables and figures, read for you and reduced to what matters before the meeting — teal for what a number means, terracotta for what's worth a second look.
An independent reading of the copropriété — every charge, vote and number, explained on your side of the table.
A building owned in shares. Every owner pays a portion of the shared running costs — these accounts are that shared pot, for one year.
The largest line is maintenance contracts — almost half the budget. Security alone (Garde Littoral SARL) takes €85,374, about 36% of the year.
The whole budget split into 8 functional categories, largest first.
“General common charges” bundles everything shared — security, cleaning, insurance, gardens. It almost always dominates; the detail below opens it up.
Tap a category to see what's inside. All amounts for 01/10/2024 — 30/09/2025.
The building's running costs, billed to each owner in proportion to their tantièmes (ownership share). The bigger your lot, the bigger your slice.
Each owner receives their own Projet de Répartition from the syndic. Here's a worked example for one apartment owner in the building.
This owner holds 4.12% of the building, so they carry 4.12% of every line in the accounts — €9,838.76 for the year. They'd already paid €8,166.17 in advances, which left a €1,672.59 balance due once the real costs came in higher than budgeted.
Each item is voted separately: For / Against / Abstention. The badge shows the legal majority required. Full voting form: pp. 35–37.
The assemblée générale — the once-a-year owners' meeting where every money decision is voted. Miss it and the votes still bind you. Explaining one AG in advance is an AG Brief.
The General Assembly, having reviewed the account, revenues and expenses for the period 01/10/2024 to 30/09/2025 totalling €238,804.96, approves the accounts in their form, content, allocation and distribution for said period.
Note: your expense adjustment, if debtor, is payable from today.
Art. 24 = simple majority of those present. Art. 25 = absolute majority of all owners, even absent ones — so it's harder to pass.
A mandatory 10-year works plan. Prices differ a lot — and so does what's included.
A 10-year forward plan of major works every older building must now commission. Comparing the competing quotes before a vote is a Travaux Brief.
Prices assume 50–75 lots. Confirm the exact lot count and the precise scope of each quote before voting — cheapest isn't always best value.
Voted budgets against what was actually spent, line "General common charges (net)".
| Period | Budget | Actual | Δ |
|---|---|---|---|
| 2022/2023 | — | €127,535 | approved |
| 2023/2024 | €131,000 | €178,385 | +36% |
| 2024/2025 | €120,500 | €173,976 | +44% |
| 2025/2026 | €141,550 | voting | — |
Two years running, actual spend beat the budget by 36–44%. A budget set low and overrun every year is the thing to watch.
Not voted on — but these explain why everyone has a balance due right now.
Supplier debt rose 49% (€18,148 → €27,089) — the syndic is falling behind on invoices. Owner arrears of €54,762 aren't reaching the cash account. Cash stays positive on owner advances, not healthy revenue. If next year's budget isn't raised, the deficit returns.
Owned from a distance. Read on the ground.
By the event, by the property, by the portfolio — from a single assembly to a multi-country European estate.